Medical Plans and Supplemetal Health

MBO works with a partner organization to provide access to health insurance plans, including medical insurance, dental, vision, and other ancillary benefit plans.

Introducing Our Partner, NFP

MBO has partnered with NFP to provide our Business Services clients with a digital marketplace to shop for a wide range of health insurance plans at a competitive price. We want to ensure you have access to the same high-quality and affordable benefits you would have been receiving as a W-2 employee in your full-time roles. Our partner will work to bridge that gap and help you find:

  • ACA-compliant medical insurance
  • Supplemental health
  • Dental and vision
  • Other insurance products such as Pet, Accident, Rental insurance and more

Enroll and Customize Your Protection

Select the plans that best fits your needs by visiting our store

We partnered with NFP to provide you with a digital marketplace to shop for health insurance and other plans. Key benefits include:

  • Competitive pricing: One size doesn't fit all, so you can match yourself with the best rates and coverages from multiple insurance companies.
  • Custom-tailored coverage: Select the products that meet YOUR needs.
  • Stability: We have relationships with key national carriers who have a proven track record of rate and coverage stability.
  • Innovation: With our innovative product delivery platform we are constantly striving to add more benefits and improve your experience

 

Eligibility and Additional Information

QUALIFYING LIFE EVENTS

If you experience any of the following changes, you may be eligible to apply for a medical plan during a Special Enrollment Period:

  • Involuntary loss of minimum essential coverage
  • Birth of a baby, adoption of a child, or receiving a child for foster care
  • Marriage
  • Divorce or legal separation which results in loss of minimum essential coverage
  • Death of an insured family member
  • Change in residence or income
  • Becoming a U.S. citizen or gaining lawful presence in the U.S.

SPECIAL ENROLLMENT PERIOD

Upon experiencing a Qualifying Life Event, a 60-day Special Enrollment Period is available. In this period, you can apply for and obtain new coverage. Documentation is required.

SHORT-TERM PLANS

If you experience a non-qualifying life event, short-term plans may be available. These plans can help bridge the gap in coverage until you can obtain a true ACA-compliant plan in the next Open Enrollment Period or during a Special Enrollment Period. Short-term plans are not ACA-compliant and are medically underwritten.

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