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Health Savings Account

An HSA allows you to set aside money for future healthcare costs while saving on taxes. How? Contributions can be made directly from your paycheck, and funds in your HSA grow tax-free. When used for qualified medical expenses, withdrawals are not subject to federal income tax, making it a smart way to save.

  • No ‘use-it-or-lose-it,’ keep your HSA forever
  • Create a healthcare emergency safety net
  • Invest your HSA tax-free, like a 401(k)

Find a flyer with details about our HSA plan here.

2026 IRS CONTRIBUTION MAXIMUM
Contribution Type Family Plan Individual Plan
2026 Health Savings Account $8,750 $4,400

If you are 55 or older, you can contribute an additional $1,000 catch-up contribution.

Common qualified medical expenses:

  • Pain relievers
  • Doctor visits
  • Dental cleaning
  • Sleep aids
  • Eyeglasses/contacts
  • Cold/cough medicine
  • Chiropractic care
  • Insulin testing supplies
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