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ELECT, MODIFY, OR DROP COVERAGE

MBO and Aetna have partnered with Steele Benefit Services to administer enrollments for medical elections. You will enroll through Steele Benefits.

Enroll Here

 

Login information is below:

  • User ID: Your 9-digit Social Security Number (without dashes or spaces)
  • PIN: Last four digits of your Social Security Number and the last two digits of your birth year

Call Steele Benefits at 812-955-0230 to speak with a benefit counselor Monday - Friday 8:30 a.m. to 5 p.m. ET.

AETNA MEDSURE MEDICAL PLANS

Two Aetna MedSure plans are available (details below).

  • The plans are structured the same, provide the same benefits, and grant access to Aetna's national provider network.*
  • Each plan has different deductibles and monthly premiums.
  • These premiums are based on age and location; you can obtain a quote from your MBO contact or Steele Benefits.

*The MedSure plans are not available in HI, PR, or US Territories.

Deductible $6,000 single / $12,000 spouse or family $3,400 single / $6,800 spouse or family
Premium Lower monthly premium than $3,400 Deductible Plan Higher monthly premium than $6,000 Deductible Plan
Co-Insurance (in-network) You are responsible for 40% of the cost of services after the deductible is met You are responsible for 40% of the cost of services after the deductible is met
Out-of-Pocket Maximum (in-network) $6,350 single / $12,700 spouse or family $6,350 single / $12,700 spouse or family
Prescription Co-pays You are responsible for 30% co-insurance for preferred generics/brands, 50% co-insurance for non-preferred generics/brands after deductible You are responsible for 30% co-insurance for preferred generics/brands, 50% co-insurance for non-preferred generics/brands after deductible
Preventive Care Services 100% coverage 100% coverage

AETNA FIXED INDEMNITY BENEFIT PLAN

A Fixed Indemnity Benefit plan is an alternative to a traditional insurance plan. It is not a major medical plan but can be paired with either MedSure plan or enrolled in independently. It directly pays the patient a specific dollar amount for services based on a fee schedule, regardless of the amount the provider charges.

    • Supplemental insurance plan that pays you a cash benefit when specific medical events occur (e.g. inpatient hospital stay, outpatient surgery, emergency room visit, etc.)
    • Provides first-day benefits - designed to help pay everyday expenses
    • Get complete plan details, including important exclusions and limitations, via Steele Benefits
    • This plan is not major medical coverage
    • The Fixed Indemnity Benefit Plan is not available in MN, HI, ND, or for those who live or work in NH

Premiums are based on 4 coverage tiers:

Fixed Indemnity Benefit Plan Monthly Premium Rates
Employee Only $91.48
Employee + Spouse $205.18
Employee + Child(ren) $182.44
Family $296.14

*Special Note: Enrollment in the Fixed Benefit plan disqualifies eligibility to enroll in an HSA. Consult your MBO contact if you have any questions

SUPPORTING DOCUMENTS

2026 AETNA MEDSURE MEDICAL PLANS

AETNA FIXED INDEMNITY PLAN

GENERAL INFORMATION

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