Work From Home Scams: What You Need to Know

Becoming your own boss typically offers flexibility, autonomy, and a better work-life balance. For new parents, retirees, and many others seeking more control over their time, it seems like the ideal setup. But not all remote or work-from-home opportunities are what they claim to be. Unfortunately, work-from-home scams are common. And they can cost you time, money, and peace of mind.

If you’re considering a remote position or freelance project, it’s important to be aware of the red flags. Here are key signs to watch for and ways to avoid falling for a scam.

What are some things to consider when looking for remote jobs?

Stay Alert About Upfront Costs

The biggest warning sign is being asked to pay upfront for the “privilege” of working.

Scammers often disguise fees as necessary costs for training, certifications, or equipment. Some may ask you to purchase starter kits or promise you’ll earn it back quickly. But here’s the truth: a legitimate employer or client will never ask you to pay to get started.

If someone requests payment before you’ve even begun the job, it’s almost certainly a scam. Real employers pay you and not the other way around.

Ask the Right Questions Before You Commit

When considering any remote opportunity, don’t be afraid to ask direct questions. A trustworthy employer or client will welcome your interest and answer clearly.

Start with these questions:

• How will I be paid—hourly, salary, commission, or per project?
• How often will I receive payments?
• What tools, software, or equipment do I need?
• What are the expectations for working hours or availability?

If the answers are vague or seem too good to be true—like promises of high income for minimal effort—it’s time to move on. “Get rich quick” jobs are rarely legitimate and often prey on people who need work the most. A real job opportunity will offer specific details and transparency about compensation and responsibilities.

Learn More: How Independent Contractors Should Set Their Rates

Be Cautious With Unsolicited Offers

It’s not unusual to receive outreach from recruiters, especially if you have in-demand skills. But genuine opportunities are typically based on your experience, qualifications, or referrals—not random mass messages.

Scam offers often come out of the blue and feel impersonal. Maybe the job description is vague, doesn’t align with your background, or seems copied and pasted from a generic script. You may receive an email that looks like it went out to hundreds of people or a cold call that jumps straight into asking for your personal information.

If it feels off, trust your instincts. And when in doubt, do a little digging (see below).

Research the Company Thoroughly

Before moving forward with any opportunity, take a few minutes to research the organization. Many scams rely on the fact that people are too busy—or too eager—to verify their legitimacy.

Try searching the company’s name along with keywords like “scam,” “complaint,” or “review.” If others have had bad experiences, you’ll often find warnings posted online. Look at sites like Glassdoor, Reddit, or industry forums to get a sense of their reputation. You can also check with the Better Business Bureau to see if complaints have been filed.

Remember: Most people who get scammed aren’t silent about it. A quick online search can often save you a major headache.

Explore Real Work-from-Home Opportunities

Scams thrive when legitimate options feel hard to find. But working from home can be a smart, safe, and fulfilling way to earn a living—especially if you take control of the process.

One of the best ways to protect yourself is to pursue independent work on your own terms. As an independent contractor or consultant, you can choose the projects you want, set your own schedule, and work directly with clients who value your expertise.

Not sure where to begin? Consider building a profile in a trusted marketplace where clients are vetted and projects are clearly defined. You’ll avoid the guessing game and connect with real opportunities to grow your business.

See: How to Create a Great Profile for a Jobs Marketplace

MBO Supports Independent Professionals With Finding Work

The appeal of remote work is stronger than ever—and so is the need to protect yourself from scams. Stay cautious, ask the right questions, and research every opportunity thoroughly. And if you’re ready to take ownership of your career, there are plenty of real, rewarding ways to work from home that don’t involve risk.

Want to explore legitimate projects and start working independently? Create a profile in MBO’s jobs marketplace and get started on your terms.